(587) 317-1982 info@prosperityfs.ca


Our mission is to enlighten and empower clients at every stage of life – from early-stage professionals to business owners and retirees. We understand your unique financial needs and tailor strategies to equip you with the knowledge and support needed to make informed decisions. With our counsel, you can confidently make strides towards your envisioned life. We offer honest and transparent financial advice that prioritizes your interests.

tax free savings account (tfsa)

The Tax-Free Savings Account is a potent instrument for realizing your savings objectives by allowing you to accrue investment income and capital gains without tax implications. Whether you’re accumulating an emergency fund, saving for a house down payment, or gearing up for retirement, a TFSA can be a beneficial part of your strategy​.

Registered Retirement Savings Plan (rrsp)

Registered Retirement Savings Plans serve as a tax-favorable investment tool, designed to aid you in saving for your golden years. One significant advantage of contributing to an RRSP is the tax deduction you receive, which can potentially diminish your taxable income, leading to a reduced tax obligation.

Registered Education Savings Plan (RESP)

Registered Education Savings Plans are specialized savings accounts established to assist parents in saving for their children’s higher education expenses. RESPs offer the additional advantage of government grants and the growth of investment returns on a tax-deferred basis​.


Registered Retirement Income Fund (RRIF)

A Registered Retirement Income Fund operates as a retirement account aimed at offering a consistent income stream for retirees. RRIFs achieve this by transforming the funds in your RRSPs into taxable withdrawals, thus providing a steady income during retirement​.

First home savings account (FHSA)

A First-Time Home Savings Account is a tax-efficient savings account crafted to help Canadians amass funds for a down payment on their first house. Notably, it also provides contributors with a tax deduction on their contributions​.

Non-Registered Investments

Non-registered investments offer flexibility in achieving short- or long-term savings goals that fall outside of registered accounts. Moreover, they can provide potential tax benefits such as capital gains treatment and dividend tax credits, thus making them a versatile option for diverse financial objectives​.